Insurance accepted & payment options
We accept many major plans, including Aetna, BCBS, Medicare, UHC, Cigna, and OWCP, and offer financing options. Your costs depend on your plan.
Insurance plans we accept
We work with a range of insurance carriers. This list is not exhaustive; your plan may be accepted even if it's not listed.
Often covered, depending on your plan
Many plans, including BCBS, Medicare, and UHC, may cover the following when medically necessary. Deductibles, copays, and coinsurance depend on your plan:
- Office visits & consultations — initial evaluations and follow-up appointments
- Laboratory work — blood panels, metabolic testing, diagnostic labs
- Physical therapy — musculoskeletal rehab, post-surgical PT, chronic pain care
- Some diagnostic imaging — X-rays and select imaging ordered by your provider
Typically not covered
These services usually fall outside insurance coverage:
- Orthobiologic procedures — PRP, PPP, BMAC, and A2M
- GLP-1 weight-loss medications — compounded tirzepatide, compounded semaglutide
- Wellness memberships — monthly membership plans
Compounded tirzepatide is $160/month for the medication. Financing through Cherry, Affirm, and CareCredit may spread costs into monthly payments; eligibility is not guaranteed.
OWCP federal workers' compensation billing
Charles Ortega, PA-C brings 27 years of medical experience, including experience treating military and law enforcement injuries. Innovare Tx sees federal employees with OWCP claims and bills OWCP directly. Dr. Nathan Nguyen, MD serves as treating physician on OWCP cases.
How OWCP billing works
If you're a federal employee injured on the job, FECA gives you an initial choice of physician, and your employer should tell you so.
- File your claim — submit a CA-1 (traumatic injury) or CA-2 (occupational disease) form through your agency.
- Choose your physician — tell your agency and OWCP who is treating you. After your initial choice, changing physicians requires OWCP’s written approval.
- Receive authorized care — once your claim is accepted, OWCP pays for approved, authorized services. Ask us what applies to your claim.
- We bill OWCP directly — our team helps with paperwork and authorization requests.
Accepted OWCP claims may cover office visits, physical therapy, diagnostic imaging, and labs, depending on OWCP authorization. Do not assume OWCP will pay for an orthobiologic procedure; ask us first.
Self-pay pricing
We offer self-pay pricing for patients who prefer to pay out of pocket or whose insurance doesn't cover a particular service. Payment is due at the time of service.
Compounded tirzepatide is $160/month at Innovare Tx for the medication; the consult and follow-ups are separate. Compounded tirzepatide and compounded semaglutide are prepared by a state-licensed 503A compounding pharmacy and are NOT FDA approved. We accept cash, credit/debit cards, and the financing options below. Explore weight management
PRP, PPP, BMAC, and A2M are autologous procedures prepared from your own blood or bone marrow. They are considered investigational and are not FDA-approved for the treatment of any specific orthopedic condition, including osteoarthritis. Individual results are not guaranteed. Any decision to pursue an orthobiologic procedure should be made with your provider after a clinical evaluation.
Payment and financing
Financing platforms may let you spread out-of-pocket costs into monthly payments. Eligibility is not guaranteed.
Cherry — payment plans
Our primary payment-plan partner. Split eligible self-pay care into monthly installments; checking your options uses a soft credit check that does not affect your credit score. Approval and terms are set by Cherry.
Best for: self-pay procedures and out-of-pocket balances
Affirm — monthly payment plans
Split your cost into fixed monthly payments. Plan lengths depend on the amount and your credit profile, and approval is not guaranteed.
Best for: orthobiologic procedures, larger treatment packages
CareCredit — healthcare credit card
A healthcare credit card with a reusable credit line. Terms are set by CareCredit, and approval is not guaranteed.
Best for: ongoing care, weight management, physical therapy packages
Wellness memberships
Bundled monthly plans that include select services at a monthly rate.
Best for: ongoing weight management & nutrition counseling
Pay over time with Cherry
See your payment-plan options in about a minute. Eligibility is not guaranteed.
How to verify your insurance
We make insurance verification simple. Here's what to do.
Call our office
Call (214) 233-3094 during business hours. Our billing team will verify your plan and explain your estimated costs.
Have this information ready
- Insurance card (front and back)
- Member ID number & group number
- Policyholder's name and date of birth
- Type of service you're seeking
Understand your benefits
We'll walk you through whether we're in-network, your estimated copay or coinsurance, your deductible status, pre-authorization requirements, and your plan's benefits, so you have a clearer idea of your costs.
What to know about Innovare Tx
- Insurance: in-network with BCBS; accepting Medicare, UHC, Cigna & OWCP
- OWCP: we see federal employees and bill OWCP directly; OWCP pays for approved, authorized services
- Self-pay pricing: compounded tirzepatide at $160/mo for the medication, with cost discussions up front
- Flexible financing: Cherry payment plans, Affirm, CareCredit, and wellness memberships
- Care in one clinic: orthobiologic medicine, physical therapy, weight management & family medicine
- Medically supervised weight management. Military & law enforcement discounts on eligible self-pay services only, not physical therapy.
Explore our services: orthobiologic medicine, physical therapy, weight management, and family medicine.
Frequently asked questions about insurance & billing
Questions about insurance?
Call to verify your coverage and explore financing, or book your visit online.